We provide a proven, disciplined, non-emotional investment approach that delivers results in both up and down markets, and is simple to follow – even for busy investors.  

The MarketHealth® 401k investment newsletter gives you concise, specific, and timely advice on which investment switches to make in your existing account(s).  It is easy to follow - with only 2 trades during the typical year. 

 
The MarketHealth® 401k newsletter is a long-term approach tested over 40 years since 1970 in nearly every market environment.   It outperformed the S&P 500 by 2:1 - and had no periods of long term losses since 1970.  What about the market crash during 2008?  Subscribers moved to money market funds in August of 2007 thereby avoiding the large losses of 2008 and early 2009.  We similarly avoided the market crash of 2000, 1987 and others with our strategic approach.

 

  
Similarly, the MarketHealth® approach results in a higher % of profitable months and profitable years since 1970 as shown in the chart to the right.  This disciplined long-term approach has been profitable in 75% of the months and 92% of the years since 1970.

Another measure of performance is drawdown, or the size of a decline from a prior investment high.  The MarketHealth® 401k portfolio's maximum drawdown is 1/5th that of the S&P 500's drawdown since 1970.  This makes the system emotionally easier to utilize, as the losses are smaller than simply holding the S&P 500.    

 
Simply stated, the MarketHealth® 401k newsletter uses our Sector Rotation Strategy that selects the strongest investment choice during lower risk environments with stable long-term up trends.  During higher risk environments such as market down trends or times of unusual volatility, our Asset Protection Strategy protects profits by seeking safe haven in bonds or money market funds.  This allows us to minimize losses or even to generate profits during market down trends.   

The key to making money long term is to not lose money.  Buy and hold investors who lose a significant amount of money during market down trends must hope that their investments “come back” during the next up trend.  

While we sacrifice some performance during market up trends, the ability to protect or even grow profits during market down trends allows us to out perform the S&P 500 2-to-1 over the long term historically.  
 
 
The MarketHealth® 401k newsletter began live trading in January 2005.  The powerful combination of our Sector Rotation Strategy during healthy markets and our conservative Asset Protection Strategy during unhealthy markets - allows us to win - with less draw down - less volatility - less risk.  The chart below highlights the significant performance advantage from our strategies (data is from May 2011). 



 



 
While we trade only 2 times a year on average, we monitor our portfolio daily looking for unusual activity that would trigger an intra-month sell signal.  In the rare event an intra-month sell signal is obtained, you'll receive a sell-alert email.  This helps to keep our losses smaller and build profits faster in the long term.

 
The MarketHealth® 401k newsletter can be utilized with any long-term portfolio including:

• Company sponsored 401ks
• Self-managed 401k or IRA accounts
• 403b retirement accounts for non-profit organizations
• Any long-term focused investment account.

If you want improved investment performance and have a long-term focus, we can help you.
 
 
While the MarketHealth® 401k newsletter is easy to use and provides proven results, it is not for everybody.  Why?  This is a long-term approach that requires patience – and the ability to ignore day-to-day or week-to-week fluctuations in the stock market.  There may be periods of months when the recommended selection is cash.  Many people have a hard time not being invested in something all the time – especially if the S&P 500 is rising during these periods.  There will be months where the S&P 500 will out-perform our approach.  This is difficult for many people to accept. 

This is not a get-rich-quick approach.  It is a disciplined, non-emotional, long-term approach to investing through the sector rotation and asset protection strategies described above.

If you want to relax, be patient about your investments, and outperform the market over a period of years... then this approach is for you.